Homeowners Replacement Cost Estimator


The AIG Home Replacement Cost Estimator calculates approximate reconstruction costs for your clients’ properties. Before you proceed, please note the following :

  • This tool is not a substitute for a formal evaluation by a property risk manager, nor can we guarantee the accuracy of the information provided.
  • By using the tool you agree that it is being used without any guarantees or warranties that it is accurate or suitable for your purposes.
  • AIG Inc. and its affiliated insurance companies specifically disclaim all guarantees and warranties regarding the use of the tool.

If you agree with these terms and conditions, please click confirm to continue.


Enter the location-specific information and click CALCULATE.

Please enter policyholder name
Please enter address
Please select state
Please enter zip code
Please enter Living area (sq. ft.)
Please enter Year built
Please select Quality of home.

If the home has any of the following features, please provide their square footages (sq. ft.). If the home does not contain these features, the square footages will default to zero.


Square Footage


Square Footage

Please discuss this replacement cost estimate with your client. The amount of insurance purchased should reflect the cost to completely rebuild a home to match its construction quality. Future renovations or alterations may impact the validity of this estimate.

* Please note: due to the structural complexity and variety of finishes and materials used in new home construction, a replacement cost derived from an on-site assessment may differ from the estimate shown above. Contact your local risk manager if you have questions.

The AIG replacement cost estimate is based on the normal cost to reconstruct a residential property at the location provided in this estimate for the date indicated. This cost represents a general estimate based on the data provided and is not to be considered a detailed building survey. The replacement cost estimate is not binding and will not be used to establish the reconstruction cost in the event of a claim. For a detailed on-site replacement cost estimate, please contact your AIG Private Client Group underwriter.